1. Acceptance of Terms

By accessing or using the MONARIQE website (www.monariqe.com), you agree to be bound by these Terms of Use. If you do not agree, please do not use our website.

We reserve the right to update these Terms at any time without prior notice. Changes become effective immediately upon posting. Your continued use of the website constitutes acceptance of the modified Terms.

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2. No Direct Sales or Client Registration

MONARIQE does not offer online direct sales, payment gateways, or user account registration. Any communication initiated through our contact form is for preliminary inquiries only and does not create a binding agreement. All services are provided under separate agreements signed with your Family Office or through a trusted Family Office we introduce.

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3. Contact Form & Information You Choose to Share

Our website includes a contact form that asks only for the information you choose to provide (e.g., phone number, email address, Signal ID, WhatsApp number) so that we may respond to your inquiry.

• No data is stored on our website servers. Information submitted through the form is transmitted directly to our encrypted email or Signal channel.

• You are responsible for the accuracy of the information you provide.

• MONARIQE reserves the right to refuse to respond to inquiries that appear automated, abusive, or irrelevant.

Important: By submitting the contact form, you confirm that you are at least 18 years old.

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4. No Cookies or Tracking

MONARIQE does not use cookies, web beacons, analytics tools, or any other tracking technologies on this website. No personal data is collected automatically through your browsing activity.

(Note: In the future, we may introduce minimal technical cookies for security or functionality. Any such change will be reflected in an updated version of these Terms.)

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5. Intellectual Property & Content Usage

All content on this website – including text, graphics, logos, images, and the MONARIQE brand name – is the exclusive property of Holwl Mushtrka Commercial Brokers Co Llc and is protected by applicable copyright and trademark laws.

You may:

• Share links to our content on social media or other platforms, provided you clearly attribute MONARIQE as the source and do not imply any endorsement by us.

You may not:

• Copy, reproduce, modify, republish, or distribute any content from this website for commercial purposes.

• Use our logo or brand name without prior written permission.

Any unauthorized use of our intellectual property may result in legal action.

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6. Limitation of Liability

To the fullest extent permitted by the laws of the United Arab Emirates:

• The MONARIQE website and its content are provided “as is” and “as available” without any warranties of any kind.

• We do not guarantee that the website will be uninterrupted, error‑free, or secure.

• MONARIQE shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the website.

• This limitation applies even if we have been advised of the possibility of such damages.

We are not responsible for the content or practices of any third‑party websites linked from our pages.

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7. Governing Law & Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of the United Arab Emirates.

Any dispute arising out of or relating to these Terms or your use of the website shall be submitted to the exclusive jurisdiction of the courts of Dubai, UAE.

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8. No Legal or Financial Advice

The content of this website is for informational and promotional purposes only. Nothing on this website constitutes legal, financial, estate planning, or tax advice. You should consult qualified professionals for advice tailored to your personal situation.

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9. Termination of Access

MONARIQE reserves the right, in its sole discretion, to terminate or restrict your access to the website at any time without notice, for any reason, including violation of these Terms.

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10. Social Media Sharing

You are welcome to share links to our website on social media platforms as long as you do not:

• Alter, modify, or misrepresent the content.

• Suggest any affiliation or endorsement by MONARIQE without our written consent.

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11. Entire Agreement

These Terms of Use constitute the entire agreement between you and MONARIQE regarding your use of the website and supersede any prior agreements or understandings.

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12. Contact Us

If you have any questions about these Terms, please reach out to us through our preferred channels:

• Email: connect@monariqe.com

• Signal: @monariqe (encoded communication available upon request)

 

 

© [Year] Holwl Mushtrka Commercial Brokers Co Llc – MONARIQE. All rights reserved.